STEP 1: Are You Ready?
One of the keys to making the homebuying process easier and more understandable is planning. In doing so, you'll be able to anticipate requests from lenders, lawyers and a host of other professionals. Furthermore, planning will help you discover valuable shortcuts in the homebuying process. Do you know what you want? Do you have the money? Are your finances in order? These are all questions to ask yourself. Those great loans with little or nothing down are not available to everyone: You need to know your home goals and you need good credit. For at least one year prior to purchasing a home, you should assure that every credit card bill, rent check, car payment and other debt is paid in full and on time.
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